the insurance maze

One of the things that’s been very frustrating has been the process of trying to get the cabin insured against loss. I had no idea that his would be such a major ordeal… I mean, it’s not like we’re located in the Alaska wilderness! Nonetheless, I’m now on my fifth insurance agency, and hoping that Farmers’ will be the one that finally offers us coverage.

As I’ve learned, our cabin is too small, too remote, too far from a fire hydrant, in the wrong state, and on the wrong kind of foundation. I’m glad we didn’t try to get a mortgage on the place because we would have never met the insurance requirement (not to mention the inspection, but that’s a separate issue). If you’re reading out there, I’d love to know whether you have insurance on your remote cabin and, if so, from whom?

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